Free Financial Calculators for Indian Freelancers
Welcome to India's most comprehensive collection of free financial calculators for freelancers. Whether you're calculating income tax under the new or old regime, figuring out GST on your invoices, or planning your quarterly advance tax payments — we've got you covered.
All 22 calculators are 100% free, require no login, and work entirely in your browser. Your data never leaves your device.
📊 Tax Calculators
Freelance Income Tax Calculator
Calculate your income tax liability under old vs new tax regime for freelance income in India.
GST Calculator for Freelancers
Calculate GST on your freelance services at 18% rate. Add or remove GST from any amount.
TDS Calculator (Section 194J)
Calculate TDS deducted by clients on your professional fees under Section 194J at 10% rate.
Advance Tax Calculator
Calculate quarterly advance tax installments to avoid interest penalties under 234B and 234C.
Presumptive Tax Calculator (44ADA)
Calculate tax under presumptive scheme for professionals with gross receipts up to ₹75 lakhs.
Business Expense Deduction Calculator
Calculate allowable business deductions to reduce your taxable freelance income.
Professional Tax Calculator
Calculate state-wise professional tax liability based on your location and income.
Tax Refund Estimator
Estimate potential tax refund based on TDS deducted vs actual tax liability.
💰 Income Calculators
Hourly Rate to Annual Income Calculator
Convert your hourly billing rate to projected annual earnings based on billable hours.
Project Pricing Calculator
Calculate project cost based on estimated hours, expenses, profit margin, and risks.
Net Income After Tax Calculator
Calculate your actual take-home income after all taxes including GST, TDS, and income tax.
Foreign Income to INR Converter
Convert USD, EUR, GBP earnings to INR and understand tax implications for foreign income.
Monthly Retainer to Annual Calculator
Convert monthly retainer rates to annual projections with growth scenarios.
Currency Exchange Fee Calculator
Calculate actual amount received after forex fees on international payments.
🧾 Billing & Invoice Tools
Invoice Amount Calculator
Generate invoice amounts with GST breakdown showing base amount, GST, and total.
Client Payment Breakup Calculator
Break down client payments into base amount, GST collected, and TDS deducted components.
Late Payment Interest Calculator
Calculate interest charges on overdue client payments based on agreed terms.
🎯 Financial Planning
EMI Affordability Calculator
Calculate EMI affordability and loan eligibility based on your irregular freelance income.
Savings Goal Calculator
Calculate monthly savings needed to achieve your financial goals with variable income.
Retirement Corpus Calculator
Calculate required retirement corpus without employer benefits or pension.
Health Insurance Premium Estimator
Estimate health insurance costs and Section 80D tax deduction benefits.
📈 Business Tools
Why Use These Calculators?
Accurate Tax Calculations
Our calculators use the latest FY 2024-25 tax slabs for both old and new tax regimes. We include all the nuances like rebate under Section 87A, surcharge with marginal relief, and Health & Education Cess.
Built for Indian Freelancers
Unlike generic calculators, these tools understand the unique needs of Indian freelancers. From presumptive taxation under 44ADA to TDS on professional services (Section 194J), we cover scenarios that matter to you.
No Hidden Costs
Every calculator is completely free. No premium tiers, no locked features, no email required. Just open and use.
Privacy First
All calculations happen in your browser. We don't collect, store, or transmit any of your financial data. Your numbers stay with you.
Common Tax Scenarios for Freelancers
Important Disclaimers
These calculators provide estimates based on publicly available tax rules and rates for FY 2024-25. Tax laws change frequently, and individual circumstances vary.
Always consult a qualified Chartered Accountant (CA) for professional tax advice, especially for complex situations involving foreign income, multiple income sources, or capital gains.
The results from these calculators should not be considered as professional tax advice or used as the sole basis for tax filing decisions.